Supplementary health insurance

Why choose supplementary health insurance?

Protect yourself against the unexpected and look after your health with supplementary health insurance. 5 good reasons to take out complementary health insurance :

1. Extended reimbursements for your care and health expenses

Health expenses can quickly add up. Luxembourg's Caisse Nationale de Santé does not reimburse the full cost of medical care and expenses. Complementary health insurance or a mutuelle santé covers what the compulsory health insurance does not, such as

• Expensive dental care (prostheses, implants)
• Optical care (glasses, contact lenses, eye surgery)
• Hospitalization costs (single room, additional services).

2. Easier access to quality care

With the right complementary health insurance, you can freely choose your practitioners to ensure your well-being and that of your loved ones. Access the best health care for you and your family, without worrying about the high costs associated with health expenses.

3. Customizable health coverage for your health needs

Tailor your supplementary health insurance contract to your specific needs related toyour health care expenses.

• Prevention (vaccinations, check-ups)
• Expensive medical procedures
• Regular care for you and your family

4. Competitive health insurance rates to suit all budgets

Benefit from offers tailored to your finances, without ever compromising the quality of your care and health-related expenses.

5. Peace of mind for the whole family

Choose advantageous formulas for your complementary health insurance or mutual insurance to protect your spouse and children. We guarantee your family's health and well-being in all circumstances.

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Health insurance benefits for expatriates

1. Understanding local specificities

Navigating a foreign healthcare system can be complex. Our partner, AXA Assurances Luxembourg, a world leader in insurance, specializes in the insurance needs of expatriates. These experts can help you understand the benefits available and choose the best health insurance cover for you and your loved ones.

2. Multilingual support

Whether you speak French, English or another language, you'll benefit from clear, accessible support for all your health and health insurance needs.

3. Reactivity and administrative simplicity

Simplify your move to Luxembourg with a fast complementary health insurance quote. AXA Assurances Luxembour's dedicated support ensures a smooth transition in your new country.

4. Extensive network of healthcare partners

Benefit from access to an extensive network of recognized healthcare practitioners and facilities in Luxembourg and abroad, without worrying about the healthcare expenses this could entail.

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How do I get a Complementary Health Insurance quote?

1. Complete the online form above
   Indicate your needs (individual, couple or family) and your priorities in terms of health cover.
2. Receive personalized offers
   Our partners analyze your information to offer you the best options for your needs and budget.
3. Choose your complementary health insurance with complete peace of mind
   Compare the offers we receive and quickly sign up for the insurance that's right for you.

What our customers say about our complementary health insurance

"Thanks to my complementary health insurance, I was able to reduce my dental costs by 70%. The application process was quick and hassle-free. - Anne , Luxembourg

"After an unexpected hospitalization, my complementary health insurance covered the extra costs. Real peace of mind! - Carlo , Dudelange

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Get a quote to protect your loved ones

If we can't prevent life's accidents or illnesses, we can at least make sure we're well covered. Supplementary health insurance covers health expenses not reimbursed by compulsory health insurance.

Don't miss out! Request a quote by completing the form above.

Questions about complementary health insurance

1. Why do I need supplementary health insurance?

Compulsory health insurance only covers a portion of medical expenses. Supplementary health insurance protects against the often high remaining costs of care such as specialist consultations, orthodontics or prolonged hospitalization.

2. Is my health insurance valid abroad?

Some plans offer international coverage. Our partners can offer you suitable solutions if you travel or spend a lot of time outside Luxembourg.

3. How do I choose the right health cover?

It all depends on your needs: are you looking for basic health cover or a premium package with optimum reimbursements for your healthcare? Our partners will guide you in your choice.

4. Is supplementary health cover compulsory in Luxembourg?

No, but it is strongly recommended to guarantee better coverage of your healthcare expenses.

5. Can I include my family in my health insurance contract?

Yes, most complementary health insurance plans include your spouse and children for complete protection.

Get your free health insurance quote

Protect your health and that of your loved ones with complementary health insurance tailored to your needs. Fill in the quote request form now and receive personalized offers from our partners in record time.